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Jack M. Guttentag is Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania. More
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Recent Articles

May
17

Let Borrowers Order Their Own Appraisals

This article argues that having borrowers order appraisals through appraisal management companies would lower costs and improve appraisal quality. Read Article

May
03

Take a 15-Year Term If You Can Afford the Payment

The case for the 15-year mortgage has never been stronger because, in the post-crisis market, the rate advantage over the 30-year has never been larger. Read Article

Apr
24

Good Luck Trying to Negotiate Mortgage Broker's Fee

The new compensation rules enacted by the Fed, which more or less force loan originators to treat all borrowers alike, prevent some abuses but are excessively and unnecessarily rigid. Read Article

Apr
19

Purchase a House In Poor Condition?

Many houses on the market today are in poor condition, which creates buying opportunities but buyers must be mindful of possibile problems in obtaining a mortgage. Read Article

Jan
20

Finding a Mortgage on the Professor's Certified Lender Network

This article describes the advantages to borrowers of finding their mortgage on the professor's Certified Lender Network. Read Article