The Mortgage Encyclopedia" on Amazon.comTake a 15-Year Term If You Can Afford the Payment
he case for the 15-year mortgage has never been stronger because, in the post-crisis market, the rate advantage over the 30-year has never been larger. Read Article
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Jack M. Guttentag is Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania. More
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Recent Articles
May
03
Apr
24
Good Luck Trying to Negotiate Mortgage Broker's Fee
The new compensation rules enacted by the Fed, which more or less force loan originators to treat all borrowers alike, prevent some abuses but are excessively and unnecessarily rigid. Read Article
Apr
19
Purchase a House In Poor Condition?
Many houses on the market today are in poor condition, which creates buying opportunities but buyers must be mindful of possibile problems in obtaining a mortgage. Read Article
Apr
04
Pricing Mortgages On-Line In Order to Shop Off-Line
Many mortgage borrowers use the web as an information source in shopping off-line, but few know how to do this effectively. This article explains how. Read Article
Jan
20
Finding a Mortgage on the Professor's Certified Lender Network
This article describes the advantages to borrowers of finding their mortgage on the professor's Certified Lender Network. Read Article