Rank

URL

Score

Rank

URL

Score

1

Amerisave.com

47

2

Eloan.com

46

11

Countrywide.com**

3

Mortgage.com (ABN AMRO)

42

12

Citimortgage.com

4

Indymac.com

37

13

Ditech.com

20

5

Greenpointmortgage.com

32

14

Wells Fargo.com\mortgage

20

6

Chasehomefinance,com

30

15

Wachovia.com

19

7

Mortgage.etrade.com

29

16

Gmacmortgage.com

15

8

Charteronedirect.com

29

17

Homeloancenter.com

14

9

Wamuhomeloans.com

26

Infoloan.com

12

10

Bankofamerica.com

25

Home.ingdirect.com/open/open.html

12

LENDER

2

3

4

5

6

7

8

9

10

Cash-out Refi (1)

X

X

X

X

X

X

X

.

X

Second Home (1)

X

X

X

X

X

X

X

X

X

Investment (1)

X

X

X

X

X

X

X

X

X

2-Unit (1)

X

X

X

X

X

X

X

X

X

3-Unit (1)

X

X

X

X

X

X

X

X

X

4-Unit (1)

X

X

X

X

X

X

X

X

X

Condo (1)

X

X

X

X

X

X

X

X

X

PUD (1)

X

X

X

X

Co-op (1)

X

X

X

X

Townhouse (1)

X

X

X

Units under construction (1)

Manufactured (1)

X

X

X

10-year FRM (1)

X

X

X

X

20-year FRM (1)

X

X

X

X

X

X

1-month ARM (1)

3-month ARM (1)

X

6-month ARM (1)

X

X

X

X

X

1-year ARM (1)

X

X

X

X

X

X

3-year ARM (1)

X

X

X

X

X

X

X

X

X

5-year ARM (1)

X

X

X

X

X

X

X

X

X

7-year ARM (1)

X

X

X

X

X

X

X

X

10-year ARM (1)

X

X

X

X

X

X

Flex payment (option) ARMs (1)

X

X

X

X

5-year balloon (1)

X

7-year balloon (1)

X

FHA (1)

VA (1)

IO Option on ARMs (1)

X

X

X

X

X

X

X

X

IO Option on FRMs (1)

X

X

X

User selects (2)

X

X

X

X

X

Site selects, assumption clear? (1)

X

X

X

X

X

X

X

X

User selects (2)

X

X

X

Site selects, assumption clear? (1)

X

User selects (2)

X

X

Site selects, assumption clear? (1)

X

X

User selects (2)

X

X

Site selects, assumption clear? (1)

X

X

X

User selects (2)

X

X

X

X

X

X

X

Maximum clearly noted? (1)

X

X

<5% option priced? (1)

X

X

X

X

X

Assumption clearly noted? (1)

X

X

X

X

X

Stated income option (1)

X

X

X

X

Low documentation option (1)

X

Points = > 3 (1)

X

X

X

X

X

X

X

X

X

Rebates = > 1 (1)

X

X

X

X

X

X

X

No-cost (1)

Index (1)

X

X

X

X

X

X

Current value of index (1)

X

X

X

Margin (1)

X

X

X

X

X

X

Rate adjustment cap (1)

X

X

X

X

X

X

Maximum rate (1)

X

X

X

X

X

X

X

X

Payment cap (1)

X

X

Loan balance cap (1)

X

X

Recast requirement (1)

.

X

Total shown (1)

X

X

X

X

X

X

X

X

X

Lender fees separated (1)

X

X

X

X

X

Lender fees guaranteed (1)

X

X

X

X

Includes appraisal (1)

X

Includes credit report (1)

X

X

Includes all third party fees (2)

X

User selects (2)

X

X

Site selects, assumption clear (1)

X

SCORE

46

42

37

32

30

29

29

26

25

LENDER

11

12

13

14

15

16

17

18

19

Cash-out Refi (1)

X

X

X

X

X

Second Home (1)

X

X

X

X

Investment (1)

X

X

X

X

2-Unit (1)

X

X

X

X

3-Unit (1)

X

X

X

X

4-Unit (1)

X

X

X

X

Condo (1)

X

X

X

X

PUD (1)

X

X

Co-op (1)

X

Townhouse (1)

X

X

X

Units under construction (1)

Manufactured (1)

10-year FRM (1)

X

20-year FRM (1)

X

X

1-month ARM (1)

3-month ARM (1)

6-month ARM (1)

1-year ARM (1)

X

X

3-year ARM (1)

X

X

X

X

X

X

X

5-year ARM (1)

X

X

X

X

X

X

X

X

7-year ARM (1)

X

X

X

X

X

10-year ARM (1)

X

Flexible payment ARMs (1)

X

5-year balloon (1)

7-year balloon (1)

FHA (1)

VA (1)

IO Option on ARMs (1)

IO Option on FRMs (1)

X