Down Payment Calculator (6a) Small Down Payment Now or Larger One Later (Buy Versus Rent) Who This Calculator is For: Borrowers trying to decide whether they will be better off buying a home now with a small or no down payment, or saving for a down payment first and buying later. What This Calculator Does: This calculator compares a borrower's wealth after a specified period when the borrower buys now and when the borrower saves first.

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