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Building a House

Questions on Building a House

Why Is It Usually Desirable to Have the Builder Finance Construction?

If the Builder Doesn't Finance Construction, How Do You Determine Whether It Is Better To Take Out Separate Construction and Permanent Loans, or a Single Combination Loan?
If You Accept A Combination Loan, Why Is It Very Unlikely That When The Construction Loan Is Repaid, You Will Be Able To Find A Permanent Loan At Better Terms From Another Lender?

What Is the Best Way to Finance Improvements to Your House?

Under What Circumstances Does It Make Sense to Borrow From the Builder's Preferred Lender?

MY QUESTION IS NOT HERE.  I WOULD LIKE TO LEAVE IT FOR THE PROFESSOR