Questions About Paying Off Early

Why Should Early Payoff Be Viewed as an Investment?
What Is the Yield on Such Investment?
When Does Such Investment Make Sense?

What Factors Should Be Considered in Deciding Whether to Pay Off a Mortgage Loan?

What Additional Factors Arise When the Mortgage is a Balloon Loan?

What Factors Should Seniors Consider in Deciding Whether to Pay Off Their Mortgage in Full?

What Is a Biweekly Mortgage?
How Does a Biweekly Save on Interest Payments?
Can a Borrower Set Up Her Own Biweekly Plan?
What Are Other Ways of Reducing Interest Payments?

Are There Lenders Who Will Provide a Biweekly Without Charge?

Do I Have the Right to Do My Own Biweekly?

What Is the Difference Between  Biweekly, Simple Interest Biweekly, and Bimonthly Payment Mortgages?

Which Pays Off Sooner, a Biweekly or Adding the Equivalent Amount to the Monthly Payment?

Why Is It a Mistake to Equate a Reduction in the Interest Rate With a Reduction In Interest Payments?

Do Borrowers Save Interest by Paying Before the First of the Month?

Why Is it Difficult to Determine How Much Extra You Must Pay to Pay Off an ARM Within a Specified Period?

What Factors Should Be Considered in Deciding Whether to Pay Off a Car Loan or a Mortgage Loan First?

If I Pay an Extra $X Monthly (or Quarterly, Annually, or One-time), Starting Next Month (or any Other Month), When Will My Loan Pay Off?

What Do You Do If You Want To to Take Over a Relative's Loan at a Lower Interest Rate?

Is There Something I Can Write on the Check, or Some Day of the Month That Works to My Advantage When I Make Extra Payments?

What Formalities Must Be Attended to When My Loan is Completely Paid Off?

Is There Any Way to Get Out of a Prepayment Penalty Clause?

How Can Borrowers Be Certain That Lenders Have Properly Credited Them For Extra Payments, Particularly When the Payments Are Made Irregularly?

How Is the Refinance Decision Related to the Prepayment Decision, and Vice Versa?

Do You Save Money by Making a Large Payment to Principal Immediate After the Closing?

Why Might the Issue of Whether to Invest in Mortgage Repayment Appear Different to a Senior Than to a Younger Person?

Is There a Way to Use a Credit Line and a Credit Card to Pay Down a Loan Before Term?

Can You Save Money By Instructing the Servicing Agent to Use a Large Extra Payment to Pay the Interest Portion of Multiple Future Payments?

Will Doubling the Principal Payment Every Month Result in Halving the Life of the Mortgage? Is This a Sensible Repayment Strategy?

What Is the Home Ownership Accelerator offered by CMG Mortgage? How Does It Work?

When You Have Two Mortgages and Enough Cash to Make Extra Payments, How Should You Decide Which Mortgage to Apply the Payments to?

Which is a Better Investment, Mortgage Repayment or a Roth IRA?

How Do Taxes Figure in the Loan Repayment Decision?

What Is the UFF Plan For Rapid Payoff? How Does It Work?

MY QUESTION IS NOT HERE.  I WOULD LIKE TO LEAVE IT FOR THE PROFESSOR