Mortgage Interest Rates - The Mortgage Professor

Questions on Mortgage Interest Rates

What Is a Mortgage Interest Rate? What Is the Difference Between the Interest Rate and the Interest Payment? If the Rate is Fixed, Does That Mean the Payment Is Fixed?Can I Borrow at the Rates I See Quoted in the Media?

Why Are Interest Rates in 2001 Only About Half of What They Were in 1981? Why Are Rates Much Higher In Some Countries Than In Others? Does the Federal Reserve Control Mortgage Rates? What Market Indicators Predict the Direction of Mortgage Rates?

What Are the Implications For the Borrower of the Lender Assuming That There Are Only 360 Days in the Year?

What Are Lender Rate Sheets and How Are They Used?

What Is the Relationship Between the Mortgage Interest Rate and the Payment Rate? When Are They the Same and When Do They Differ?

MY QUESTION IS NOT HERE. I WOULD LIKE TO LEAVE IT FOR THE PROFESSOR