If you have not made any extra payments on your loan, this is the original term less the number of monthly payments that have been made. If you have made any extra payments, you can find the period remaining by clicking here and entering your current balance, rate, and monthly payment. Make sure the payment is principal and interest only. (click yellow icon again to make this pop-up disappear)REFINANCE ALERT! With a 4% mortgage, you might do better to refinance your mortgage into one with a lower interest rate. Read Is Making Extra Mortgage Payments Better Than Refinancing? (click yellow icon again to make this pop-up disappear)This item is optional. If you want to know your interest payments for the remainder of the first year, indicate the number of monthly payments you will be making in the first year. The program will default to a full year (12 payments).