Questions on Purchasing a House

What Factors Determine the Maximum Amount You Can Afford to Spend on a House?

Why Do Different Affordability Calculators Provide Markedly Different Answers to the Question of How Much You Can Afford to Pay?

When Is It Prudent and When Imprudent to Purchase the Most Expensive House You Can Afford?

What Can I Do if I Need the Equity in My Current Home to Purchase a New Home, But I Can't Close on the Sale Before I Close on the Purchase?

If Two Families Purchase a House Together But One Makes a Larger Contribution to the Down Payment, How Should the Payment and Ownership Shares Be Divided?

What Is the Critical Factor Determining Whether or Not You Will Be Wealthier at 65 If You Purchase With All-Cash at 50?  Why Does This Path Require Discipline?

Why Should Unmarried Persons Purchasing a Home Together Have a Written Agreement, and What Should the Agreement Cover?

What Is a "Manufactured Home"? Why Is it Often the Case That Their Purchase Often Must Be Financed With Personal Loans? Under What Circumstances Can They Be Financed With Mainstream Mortgages?

When You Sell One House to Buy Another, Should You Sell First, Buy First, Or What?

What Is a Lease-to-Own Purchase? What Are the Pros and Cons for the Buyer and the Seller?

What is a Housing Bubble? What Is the Evidence That Some Areas Were Experiencing Bubbles in later 2004?

Should First-Time Home Buyers Shop For the House First or the Mortgage First?

What Might Happen to the Housing Market If a Rate Spike and Decline in Property Values Occur Together?

How Much Equity Does an Investor Deserve Who Puts Up a 20% Down Payment?

If You Have the Cash But Want to Retain It, Is It Better to Purchase With a Mortgage, Or Pay Cash For the House and Take a Cash-Out Refinance Afterwards?

In Before-Purchase Planning, Should Priority Be Given to Paying Down Credit Cards, or to Saving For a Down Payment?

In Allocating My Limited Cash to the Home Purchase, How Do I decide How Much of it to Use for Down Payment, and How Much to Pay Points In Order to Reduce the Rate?

Can It Make Sense to Buy a House You Can't Afford on the Assumption That Appreciation Will Validate the Purchase?

How Is It Possible to Sell a House Worth $675,000 for $750,000; Who Are the Willing and Who the Innocent Participants in the Fraud?

When Does it Make Sense For a Home Seller to Take Back a Second Mortgage in Order to Get a Better Sale Price?

If a House Has Appreciated by $500,000, Does it Make Sense to Sell it and Buy Another For the Sole Purpose of Avoiding the Capital Gains
Tax That Is Due on Gains Above $500,000?

Do You Have Any Recourse if You Pay a Builder More Than a House Is Worth?

Is It OK to Borrow Someone Else's Bank Account in Order to Show Adequate Reserves?

What Tools Can House Sellers Use to Make Their Homes More Affordable to Potential Buyers?

Who Should Stay a Renter?

What Is the Rationale For a Seller to Pay the Buyer's Settlement Costs; What Is the Danger to the Buyer?

What Is the Difference Between Qualification, Pre-approval, Approval, and Lock?

MY QUESTION IS NOT HERE.  I WOULD LIKE TO LEAVE IT FOR THE PROFESSOR