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Guiding Borrowers to the right decisions
Protecting borrowers from mortgage predators
Who Are You?
First-Time Home Buyer
Elderly Home Owner
Borrower With Payment Problems
Borrower Seeking Loan Modification
Borrower Selecting Loan Type
Borrower Refinancing to Lower Cost
Mistakes to Avoid
Buying a House
Building a House
Shopping for a Mortgage
Qualifying for a Mortgage
Selecting the Mortgage
Locking the Price
Taking a Second Mortgage
Managing the Mortgage
Questions by Topic
Adjustable Rate Mortgages
Building a House
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Financing House Purchase or Construction
Refinancing a Mortgage
Obtaining a Reverse Mortgage
What Makes a Certified Network Lender?
How to Qualify For a Mortgage
How to Shop For a Mortgage
How to Lock the Price of a Mortgage
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Choosing Between ARMs and FRMs
Selecting Among Different FRMs
Selecting Among Different ARMs
Selecting a Rate/Point Combination
How Large a Down Payment to Make
Whether to Waive Escrow
Whether to Accept a Prepayment Penalty
Locking the Loan
Interest Only Mortgage
List of Calculators
Questions on Mortgage Scams
Why Is it a Bad Idea to Try and Buy Two Houses Simultaneously When You Can Only Qualify to Buy One?
Can the Interest Rate On an ARM Be Rounded Up at Every Rate Adjustment?
Why Would a Broker Offer You a Below-Market Deal If You Agree to Take Out a High-Rate Loan for Two Months and Then Refinance Into a Low-Rate Loan?
Is it OK For a Borrower Without the Money for a Down Payment to Have the Realtor Rewrite the Sale Contract at a Higher Figure, With the Seller Lending the Difference and Forgiving the Loan After the Closing?
What Are the Various Scams Practiced by Some Mortgage Brokers and Lenders, and How Do You Avoid Them?
What Is the Scam That Has Caused Many People to Lose Homes They Have Received Under the Habitat For Humanity Program?
What Is the Scam That Leads Borrowers to Believe They Can Avoid a Prepayment Penalty by Refinancing Twice?
What Is the Scam That Leads Borrowers to Take Small Amounts of Cash in Frequent Refinances?
What Is the Scam That Tries to Make You Believe That You Can Reduce Your Interest Cost by Paying a Higher Interest Rate?
Is the Loan Warrantee Program Offered by DFF International a Scam?
Why Does the Widespread Belief in a Good Fairy Encourage Mortgage and Other Frauds?
Why Should You Ignore Any Proposal to Eliminate Your Mortgage Debt at Very Low Cost?
What Is the Over-Priced House Scam and Who Are the Perpetrators? Who Are the Victims?
In What Sense Is the Simple Interest Biweekly Mortgage a Scam?
How Did the Mortgage Professor Get Involved In an Internet-Based Mortgage Scam?
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