Questions About Second Mortgages
What Factors Determine Whether a Person With Two Mortgages Should Refinance One or Both, and if Both, Whether They Should Be Consolidated on Not?
What Factors Determine Whether Raising Cash Is Cheaper Using a Second Mortgage or a Cash-Out Refinance?
Why Must a Borrower Who Wishes to Refinance a First Mortgage Get the Permission of the Second Mortgage Lender?
What Are the Different Policies that Second Mortgage Lenders Have in Permitting This?
What Factors Affect the Relative Advantage of Taking Out a Second Mortgage in Combination With a First, Rather than Paying For Mortgage Insurance?
What Type of Borrower Finds the Combination Loan Most Attractive?
Under What Circumstances Does it Pay to Take Out a Second Mortgage to Avoid a Jumbo Loan That Exceeds the Size Limit Applicable to Fannie Mae and Freddy Mac?
How Do You Determine Whether it Is Cheaper to Take a Second Mortgage, or to Borrow From a 401K Retirement Fund
Can You Combine the Interest Rates on a First and Second Mortgage?
Under What Circumstances Might the Interest Rate on a Second Mortgage Be Below that on a First? Is It a Good Idea to Use a Second Mortgage to Pay Off a First?
What Is the Difference Between a Second Mortgage and a Home Equity Loan?
What Is a HELOC, and its Pros and Cons?
How Do You Shop For a HELOC, and How Does it Differ From Shopping For a Standard Mortgage?
How Did the Mortgage Crisis of 2007-8 Affect Mortgage Piggybacks?
What Are the Pros and Cons of Refinancing a Fixed-Rate Mortgage Into a HELOC?

When HELOC Rates Are Very Low, As In Early 2009, Does It Make Sense to Convert an FRM Into a HELOC?
MY QUESTION IS NOT HERE. I WOULD LIKE TO LEAVE IT FOR THE PROFESSOR