The Mortgage Professor

Questions About Upfront Mortgage Brokers

FOR BORROWERS

List of UMBs Alphabetically

List of UMBs by State

What Is the Difference Between Dealing With an Upfront Mortgage Broker and Dealing With Another Loan Provider?

What Is an Upfront Mortgage Broker?

How Do I Find an Ethical Mortgage Broker?

What Exactly Is the Commitment Made by an Upfront Mortgage Broker?

Why Select an Upfront Mortgage Broker?

Is a Broker Who Posts a Price of One Point to the Borrower and One Point From the Lender Being Upfront?

How Should a Borrower Deal With a UMB?

Why Is it Reasonable For an Upfront Mortgage Broker to Ask a Customer For an Exclusive?

Who Are the UMBs?
How Do I Get In Touch With Them?
Why Is it a Waste of Time to Ask Them to Quote Rates and Points?

Who Are the Brokers to Avoid?

Are Discount Brokers Upfront?

Why Do UMBs Guarantee Lender Fees?

FOR MORTGAGE BROKERS

How Do I Become a UMB?

Why Must UMBs Have a Web Site?
How Does Being a UMB Help Attract Clients?
Are UMBs Barred From Accepting Yield Spread Premiums?

MY QUESTION IS NOT HERE. I WOULD LIKE TO LEAVE IT FOR THE PROFESSOR