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with the Professor on your side
Guiding borrowers to the right decisions.
Protecting borrowers from mortgage predators.
Retirement
Saving for retirement, but not enough? The Professor’s Retirement Saver may help Overcome Your Procrastination
In or near retirement? The Professor's Retirement Funds Integrator™ might enhance your life during retirement.
Professor. Author. Advocate.
Jack M.Guttentag is Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania. Throughout his career, Professor Guttentag has been concerned with the difficulties faced by consumers in financial markets arising from complexity and inexperience. He tackled these challenges first in connection with home mortgages, then with reverse mortgages, and here with retirement planning – the most challenging of all!
His Retirement Funds Integrator (RFI), developed with Allan Redstone, enhances retirement plans by consolidating components that are otherwise offered as stand-alones, by assuring competitive prices, and by simplifying the decision process for retirees without any sacrifice in rigor.
Most Recent Articles
March 06, 2023
Unrealized Potential: Savings Accounts In A Retirement Plan
February 15, 2023
How To Protect Mortgage Borrowers – And How Not To
February 09, 2023
Increasing Retirement Funds By Integrating Existing Retirement Fund Sources (And By Increasing Saving For Retirement)
January 20, 2023
Targeted Saving For Retirement (We Haven’t Had It – Until Now)
December 19, 2022
Overcoming Procrastination In Saving For Retirement
December 13, 2022
Increasing Savings For Retirement
Most Widely Read
July 24, 2009
What Is a HELOC?
September 17, 2016
Mortgage Interest Rate Fundamentals
August 11, 2016
How to Pay Off a 30 Year Mortgage in 15 Years - Without Being Scammed
April 03, 2017
Qualifying For a Mortgage
March 05, 2015
Buying a New House Before Selling the Old One
Retirement & Reverse Mortgages
November 22, 2022
Why Retirees With Existing Mortgages Should Take a HECM Reverse Mortgage
October 25, 2022
Do Private Insurers Out-Compete the Federal Government?
October 21, 2022
If You Want the Largest Possible HECM Credit Line in the Years Ahead, Do You Take it Now or Wait Until You Are Older?
September 27, 2022
Integrating HECM Reverse Mortgages Into Retirement Plans
August 31, 2022
Retirement Plan Integration: Meeting the Needs of Non-Affluent Retirees
August 25, 2022
If You Still Have a Mortgage, Should You Pay it Off at Retirement
March 02, 2022
Annuities And Reverse Mortgages Are Perfect Complements – So Why Have They Been Forcibly Separated?
January 04, 2022
Using a HECM Reverse Mortgage to Neutralize Portfolio Risk
November 05, 2021
Is It Safe to Retire With Assets of Only $500,000?
Paying Off Mortgages ASAP
February 25, 2015
Mortgage Borrowers Thinking About Paying Down Their Loan Balance Should Know How Mortgage Amortization Works
February 19, 2016
Mortgage Repayment: Questions About Repayment as an Investment
February 29, 2016
Mortgage Repayment: Questions About Systematic Extra Payment Plans
February 23, 2016
Mortgage Repayment: Questions About Monthly Payment Management
March 09, 2016
Mortgage Repayment: Questions About Tricks For Paying Off Faster
Shopping for a Mortgage
June 22, 2012
How Many Lenders Should I Shop?
March 14, 2015
What Is Live Mortgage Pricing?
October 16, 2016
What Mistakes Do Mortgage Shoppers Make?
July 08, 2015
Web Site Features Home Buyers Should Look For
November 07, 2016
Mortgage Shopping at Multi-Lender Web Sites -- What to Look For
Public Policy
February 15, 2023
How To Protect Mortgage Borrowers – And How Not To
September 21, 2017
Another Method of Encouraging Home Equity Growth: A Right to Recast
November 09, 2017
Why the HECM Reverse Mortgage Market Is Stunted – and What Can Be Done About It
March 24, 2016
Shift Control of Appraisals to Mortgage Borrowers
January 23, 2017
Market Dysfunction: Another Remediable Weakness of the Home Loan Market
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