The Adjustable Rate survey for
the week of January 18 will be posted on Thursday
January 21, 2021.
| Historical Market Rates of Fixed
and Adjustable Rate2 HECM Reverse Mortgages |
| Links to full survey |
Lowest Fixed Rate /
Origination Fee1 |
Lowest Adjustable Rate / Origination Fee1 |
| Week of
January 18, 2021 |
2.990% / $3,000 |
na |
| Week of
January 11, 2021 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
January 4, 2021 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
December 28, 2020 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
December 21, 2020 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
December 14, 2020 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
December 7, 2020 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
November 30, 2020 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
November 23, 2020 |
2.990% / $3,000 |
2.083% / $4,500 |
| Week of
November 16, 2020 |
2.990% / $3,000 |
1.583% / $6,000 |
| Week of
November 9, 2020 |
2.990% / $3,000 |
1.587% / $6,000 |
| Week of
November 2, 2020 |
2.990% / $3,000 |
1.587% / $6,000 |
| Week of
October 26, 2020 |
2.990% / $4,950 |
1.587% / $6,000 |
| Week of
October 19, 2020 |
2.990% / $4,950 |
1.585% / $6,000 |
| Week of
October 12, 2020 |
2.990% / $4,950 |
1.598% / $6,000 |
| Week of
October 5, 2020 |
2.990% / $4,950 |
1.608% / $6,000 |
| Week of
September 28, 2020 |
3.060% / $4,500 |
1.624% / $6,000 |
| Week of
September 21, 2020 |
3.060% / $4,500 |
1.624% / $6,000 |
| Week of
September 14, 2020 |
3.060% / $4,500 |
1.664% / $6,000 |
| Week of
September 7, 2020 |
3.060% / $4,500 |
1.671% / $6,000 |
| Week of
August 31, 2020 |
3.060% / $4,500 |
1.696% / $6,000 |
| Week of
August 24, 2020 |
3.060% / $4,500 |
1.691% / $6,000 |
| Week of
August 17, 2020 |
3.060% / $4,500 |
1.711% / $6,000 |
| Week of
August 10, 2020 |
3.060% / $4,500 |
1.699% / $6,000 |
| Week of
August 3, 2020 |
3.060% / $4,500 |
1.699% / $6,000 |
| Week of
July 27, 2020 |
3.180% / $6,000 |
1.710% / $6,000 |
| Week of
July 20, 2020 |
3.180% / $6,000 |
1.720% / $6,000 |
| Week of
July 13, 2020 |
3.180% / $6,000 |
1.730% / $6,000 |
| Week of
July 6, 2020 |
3.180% / $6,000 |
1.756% / $6,000 |
| Week of
June 29, 2020 |
3.180% / $6,000 |
1.797% / $6,000 |
| Week of
June 22, 2020 |
3.180% / $6,000 |
1.826% / $6,000 |
| Week of
June 15, 2020 |
3.180% / $6,000 |
1.843% / $6,000 |
| Week of
June 8, 2020 |
3.180% / $6,000 |
1.864% / $6,000 |
| Week of
June 1, 2020 |
3.180% / $6,000 |
1.924% / $6,000 |
| Week of
May 25, 2020 |
3.180% / $6,000 |
1.932% / $6,000 |
| Week of
May 18, 2020 |
3.180% / $6,000 |
2.005% / $6,000 |
| Week of
May 11, 2020 |
3.180% / $6,000 |
2.016% / $6,000 |
| Week of
May 4, 2020 |
3.180% / $6,000 |
2.086% / $6,000 |
| Week of
April 27, 2020 |
3.180% / $6,000 |
2.190% / $6,000 |
| Week of
April 20, 2020 |
3.680% / $4,500 |
1.982% / $6,000 |
| Week of
April 13, 2020 |
3.680% / $4,500 |
2.051% / $6,000 |
| Week of
April 6, 2020 |
3.680% / $4,500 |
2.050% / $6,000 |
| Week of
March 30, 2020 |
3.680% / $4,500 |
1.969% / $6,000 |
| Week of
March 23, 2020 |
3.680% / $4,499 |
1.934% / $4,499 |
| Week of
March 16, 2020 |
3.680% / $4,499 |
1.822% / $4,499 |
| Week of
March 9, 2020 |
3.680% / $4,499 |
1.846% / $4,499 |
| Week of
March 2, 2020 |
3.680% / $4,499 |
2.382% / $4,499 |
| Week of
February 24, 2020 |
3.680% / $4,499 |
2.729% / $4,499 |
| Week of
February 17, 2020 |
3.680% / $4,499 |
2.793% / $4,499 |
| Week of
February 10,2020 |
3.680% / $4,499 |
2.835% / $4,499 |
| Week of
February 3, 2020 |
3.680% / $4,499 |
2.807% / $4,499 |
| Week of
January 27, 2020 |
3.680% / $4,499 |
2.880% / $4,499 |
| Week of
January 20, 2020 |
3.680% / $4,499 |
2.925% / $4,499 |
| Week of
January 13, 2020 |
3.680% / $4,499 |
2.967% / $4,499 |
| Week of
January 6, 2020 |
3.680% / $4,499 |
2.964% / $4,499 |
| Week of
December 30, 2019 |
3.680% / $4,499 |
3.004% / $4,499 |
| Week of
December 23, 2019 |
3.680% / $4,499 |
3.000% / $4,499 |
| Week of
December 16, 2019 |
3.680% / $4,499 |
2.963% / $4,499 |
| Week of
December 9, 2019 |
3.680% / $4,499 |
2.923% / $4,499 |
| Week of
December 2, 2019 |
3.680% / $4,499 |
2.952% / $4,499 |
| Week of
November 25, 2019 |
3.680% / $4,499 |
2.915% / $4,499 |
| Week of
November 18, 2019 |
3.680% / $4,499 |
2.961% / $4,499 |
| Week of
November 11, 2019 |
3.680% / $4,499 |
3.000% / $4,499 |
| Week of
November 4, 2019 |
3.680% / $4,499 |
2.925% / $4,499 |
| Week of
October 28, 2019 |
3.680% / $5,950 |
2.956% / $5,495 |
| Week of
October 21, 2019 |
3.680% / $5,950 |
2.987% / $5,495 |
| Week of
October 14, 2019 |
3.680% / $5,950 |
2.956% / $5,495 |
| Week of
October 7, 2019 |
3.680% / $5,950 |
2.853% / $5,495 |
| Week of
September 30, 2019 |
3.680% / $5,950 |
3.043% / $5,495 |
| Week of
September 23, 2019 |
3.680% / $5,950 |
3.065% / $5,495 |
| Week of
September 16, 2019 |
3.680% / $5,950 |
3.049% / $5,495 |
| Week of
September 9, 2019 |
3.680% / $5,950 |
2.949% / $5,495 |
| Week of
September 2, 2019 |
3.680% / $5,950 |
2.949% / $5,495 |
| Week of
August 26,2019 |
3.680% / $5,950 |
2.949% / $5,495 |
| Week of
August 19, 2019 |
3.680% / $5,950 |
2.945% / $5,495 |
| Week of
August 12, 2019 |
3.990% / $4,000 |
2.988% / $6,000 |
| Week of
August 5, 2019 |
3.990% / $4,000 |
3.197% / $6,000 |
| Week of
July 29, 2019 |
3.990% / $4,000 |
3.197% / $6,000 |
| Week of
July 22, 2019 |
3.990% / $4,000 |
3.158% / $6,000 |
| Week if
July 8, 2019 |
3.990% / $4,000 |
3.192% / $5,495 |
| Week of
July 1, 2019 |
3.990% / $4,000 |
3.178% / $5,495 |
| Week of
June 24, 2019 |
3.990% / $4,000 |
3.077% / $5,850 |
| Week of
June 17, 2019 |
4.180% / $5,000 |
3.122% / $5,850 |
| Week of
June 10, 2019 |
4.180% / $5,000 |
3.221% / $5,850 |
| Week of
June 3, 2019 |
4.180% / $5,000 |
3.385% / $5,850 |
| Week of
May 27, 2019 |
4.180% / $5,000 |
3.385% / $5,495 |
| Week of
May 20, 2019 |
4.180% / $5,000 |
3.510% / $5,495 |
| Week of
May 13, 2019 |
4.180% / $5,000 |
3.568% / $5,495 |
| Week of
May 6, 2019 |
4.180% / $5,000 |
3.621% / $5,495 |
| Week of
April 29, 2019 |
4.250% / $6,000 |
3.593% / $5,495 |
| Week of
April 22, 2019 |
4.250% / $6,000 |
3.621% / $5,495 |
| Week of
April 15, 2019 |
4.250% / $6,000 |
3.623% / $5,495 |
| Week of
April 8 2019 |
4.250% / $6,000 |
3.626% / $5,495 |
| Week of
April 1, 2019 |
4.250% / $6,000 |
3.586% / $5,495 |
| Week of
March 25, 2019 |
4.250% / $6,000 |
3.662% / $5,495 |
| Week of
March 18, 2019 |
4.250% / $6,000 |
3.716% / $5,495 |
| Week of
March 11, 2019 |
4.250% / $6,000 |
3.739% / $5,495 |
| Week of
March 4, 2019 |
4.250% / $6,000 |
3.754% / $5,495 |
| Week of
February 25, 2019 |
4.250% / $6,000 |
3.767% / $5,495 |
| Week of
February 18. 2019 |
4.250% / $6,000 |
3.782% / $5,495 |
| Week of
February 11, 2019 |
4.250% / $6,000 |
3.811% / $5,495 |
| Week of
February 4, 2019 |
4.250% / $6,000 |
3.837% / $5,495 |
| Week of
January 28, 2019 |
4.250% / $6,000 |
3.907% / $5,495 |
| Week of
January 21, 2019 |
4.250% / $6,000 |
3.915% / $5,495 |
| Week of
January 14, 2019 |
4.250% / $6,000 |
3.894% / $5,495 |
| Week of
January 7, 2019 |
4.250% / $6,000 |
3.840% / $5,495 |
| Week of
December 31, 2019 |
4.250% / $6,000 |
3.888% / $5,495 |
| Week of
December 24, 2018 |
4.250% / $6,000 |
3.973% / $5,495 |
| Week of
December 17, 2018 |
4.250% / $6,000 |
3.973% / $5,495 |
| Week of
December 10, 2018 |
4.250% / $6,000 |
3.976% / $5,850 |
| Week of
December 3, 2018 |
4.250% / $6,000 |
3.995% / $5,850 |
| Week of
November 26, 2018 |
4.250% / $6,000 |
3.996% / $5,850 |
| Week of
November 19, 2018 |
4.250% / $6,000 |
na |
| Week of
November 12, 2018 |
4.250% / $6,000 |
4.019% / $5,850 |
| Week of
November 5, 2018 |
4.250% / $6,000 |
3.980% / $5,850 |
| Week of
October 29. 2018 |
4.250% / $6,000 |
3.927% / $5,850 |
| Week of
October 22, 2018 |
4.250% / $6,000 |
3.895% / $5,850 |
| Week of
October 15, 2018 |
4.250% / $6,000 |
3.838% / $5,850 |
| Week of
October 8, 2018 |
3.990% / $4,500 |
3.958% / $5,000 |
| Week of
October 1, 2018 |
3.990% / $4,375 |
3.919% / $5,000 |
| Week of
September 25, 2018 |
3.990% / $4,375 |
3.908% / $5,000 |
| Week of
September 17, 2018 |
3.990% / $4,375 |
3.880% / $1,450 |
| Week of
September 10, 2018 |
3.990% / $4,375 |
3.846% / $1,450 |
| Week of
September 3, 2018 |
3.990% / $4,375 |
3.839% / $5,000 |
| Week of
August 27, 2018 |
3.990% / $4,375 |
3.820% / $5,000 |
| Week of
August 20, 2018 |
3.990% / $4,375 |
3.813% / $5,000 |
| Week of
August 13, 2018 |
3.990% / $4,375 |
3.816% / $5,850 |
| Week of
August 6, 2018 |
3.990% / $4,375 |
3.827% / $5,850 |
| Week of
July 30 2018 |
3.990% / $4,375 |
3.821% / $5,850 |
| Week of
July 23, 2018 |
3.990% / $4,375 |
3.802% / $5,850 |
| Week of
July 16, 2018 |
3.990% / $4,500 |
3.787% / $5,500 |
| Week of
July 9, 2018 |
3.990% / $4,500 |
3.774% / $5,500 |
| Week of
July 2, 2018 |
3.990% / $4,500 |
3.764% / $5,500 |
| Week of
June 25, 2018 |
3.990% / $4,500 |
3.777% / $5,500 |
| Week of
June 18, 2018 |
3.990% / $4,500 |
3.772% / $5,500 |
| Week of
June 11, 2018 |
3.990% / $4,500 |
3.740% / $5,500 |
| Week of
June 4, 2018 |
3.990% / $4,500 |
3.724% / $5,500 |
| Week of
May 28, 2018 |
3.990% / $4,500 |
3.731% / $5,500 |
| Week of
May 21, 2018 |
3.990% / $4,500 |
3.768% / $5,500 |
| Week of
May 14, 2018 |
3.990% / $5,500 |
3.766% / $5,500 |
| Week of
May 7, 2018 |
3.990% / $5,500 |
3.777% / $5,500 |
| Week of
April 30, 2018 |
3.990% / $5,500 |
3.780% / $5,500 |
| Week of
April 23, 2018 |
3.990% / $5,500 |
3.760% / $5,500 |
| Week of
April 16, 2018 |
3.990% / $5,850 |
3.731% / $5,500 |
| Week of April 9, 2018 |
3.990% / $5,850 |
3.708% / $6,000 |
| Week of April 2, 2018 |
3.990% / $5,850 |
3.663% / $6,000 |
| Week of March 26, 2018 |
3.990% / $5,850 |
3.666% / $6,000 |
| Week of March 19, 2018 |
3.990% / $5,850 |
3.615% / $6,000 |
| Week of March 12, 2018 |
3.990% / $5,850 |
3.545% / $6,000 |
| Week of March 5, 2018 |
3.990% / $5,850 |
3.497% / $6,000 |
| Week of February 26,
2018 |
3.990% / $5,850 |
3.460% / $6,000 |
| Week of February 19,
2018 |
3.990% / $5,850 |
3.398% / $6,000 |
| Week of February 12,
2018 |
4.500% / $4,000 |
3.313% / $6,000 |
| Week of February 5,
2018 |
4.500% / $4,000 |
3.291% / $6,000 |
| Week of January 29,
2018 |
4.500% / $4,000 |
3.246% / $6,000 |
| Week of January 22,
2018 |
4.500% / $4,000 |
3.228% / $6,000 |
| Week of January 15,
2018 |
4.500% / $4,000 |
3.389% / $6,000 |
| Week of January 8, 2018 |
4.500% / $4,000 |
3.350% / $6,000 |
| Week of January 1, 2018 |
4.500% / $4,000 |
3.307% / $6,000 |
| Week of December 25,
2017 |
4.750% / $2,500 |
3.302% / $6,000 |
| Week of December 18,
2017 |
4.750% / $2,500 |
3.548% / $2,500 |
| Week of December 11,
2017 |
4.750% / $2,500 |
3.511% / $4,000 |
| Week of December 4,
2017 |
4.750% / $2,500 |
3.460% / $4,250 |
| Week of November 27,
2017 |
4.750% / $2,500 |
3.436% / $4,250 |
| Week of November 20,
2017 |
4.750% / $2,500 |
3.406% / $4,500 |
| Week of November 13,
2017 |
4.750% / $2,500 |
3.382% / $4,500 |
| Week of November 6,
2017 |
4.750% / $6,000 |
3.363% / $4,500 |
| Week of October 30,
2017 |
4.750% / $6,000 |
3.348% / $4,500 |
| Week of October 23,
2017 |
4.750% / $6,000 |
3.331% / $4,500 |
| Week of October 16,
2017 |
4.750% / $3,300 |
3.313% / $4,500 |
| Week of October 9, 2017 |
4.750% / $3,300 |
3.305% / $4,250 |
| Week of October 2, 2017 |
4.750% / $3,300 |
3.282% / $4,250 |
| Week of September 25,
2017 |
4.250% / $2,975 |
3.275% / $4,250 |
| Week of September 18,
2017 |
4.250% / $2,975 |
3.232% / $4,250 |
| Week of September 11,
2017 |
4.250% / $2,975 |
3.195% / $4,250 |
| Week of September 4,
2017 |
4.250% / $2,975 |
3.213% / $4,250 |
| Week of August 28, 2017 |
4.250% / $2,975 |
3.228% / $4,250 |
| Week of August 21, 2017 |
4.250% / $2,975 |
3.226% / $4,250 |
| Week of August 14, 2017 |
4.250% / $2,975 |
3.225% / $4,250 |
| Week of August 7, 2017 |
4.250% / $2,975 |
3.223% / $4,250 |
| Week of July 31, 2017 |
4.250% / $2,975 |
3.229% / $4,250 |
| Week of July 24, 2017 |
4.250% / $2,975 |
3.236% / $4,250 |
| Week of July 17, 2017 |
4.250% / $2,975 |
3.240% / $0 |
| Week of July 10, 2017 |
4.250% / $2,975 |
3.258% / $0 |
| Week of July 3, 2017 |
4.250% / $2,975 |
3.238% / $0 |
| Week of June 26, 2017 |
4.250% / $2,975 |
3.233% / $0 |
| Week of June 19, 2017 |
4.250% / $2,975 |
3.232% / $0 |
| Week of June 12, 2017 |
4.250% / $2,975 |
3.228% / $4,250 |
| Week of June 5, 2017 |
4.250% / $2,975 |
3.231% / $4,250 |
| Week of May 29, 2017 |
4.250% / $2,975 |
3.221% / $4,250 |
| Week of May 22, 2017 |
4.750% / $3,500 |
3.223% / $4,250 |
| Week of May 15, 2017 |
4.750% / $3,500 |
3.266% / $4,250 |
| Week of May 8, 2017 |
4.750% / $3,500 |
3.279% / $4,250 |
| Week of May 1, 2017 |
4.750% / $3,500 |
3.274% / $4,500 |
| Week of April 24, 2017 |
4.750% / $3,500 |
3.245% / $4,500 |
| Week of April 17, 2017 |
4.750% / $3,500 |
3.272% / $4,500 |
| Week of April 10, 2017 |
4.750% / $3,500 |
3.299% / $4,500 |
| Week of April 2, 2017 |
4.750% / $3,500 |
3.302% / $4,500 |
| Week of March 27, 2017 |
4.750% / $3,500 |
3.303% / $4,500 |
| Week of March 20, 2017 |
4.750% / $3,500 |
3.313% / $4,500 |
| Week of March 13, 2017 |
4.750% / $3,500 |
3.318% / $4,500 |
| Week of March 6, 2017 |
4.750% / $3,500 |
3.308% / $4,500 |
| Week of February 27,
2017 |
4.750% / $3,500 |
3.240% / $4,500 |
| Week of February 20,
2017 |
4.500% / $6,000 |
3.235% / $4,500 |
| Week of February 13,
2017 |
4.500% / $6,000 |
3.203% / $4,500 |
| Week of February 6,
2017 |
4.500% / $6,000 |
3.213% / $4,500 |
| Week of January 30,
2017 |
4.500% / $6,000 |
3.224% / $4,500 |
| Week of January 23,
2017 |
4.500% / $6,000 |
3.233% / $4,500 |
| Week of January 16,
2017 |
4.500% / $6,000 |
3.202% / $4,500 |
| Week of January 9, 2017 |
4.500% / $6,000 |
3.185% / $4,500 |
| Week of January 2, 2017 |
4.500% / $6,000 |
3.186% / $4,500 |
| Week of December 26,
2016 |
4.500% / $6,000 |
3.190% / $4,500 |
| Week of December 19,
2016 |
4.500% / $6,000 |
3.193% / $4,500 |
| Week of December 12,
2016 |
4.500% / $6,000 |
3.148% / $4,500 |
| Week of December 5,
2016 |
4.500% / $6,000 |
3.145% / $4,500 |
| Week of November 28,
2016 |
4.250% / $0 |
3.145% / $4,500 |
| Week of November 21,
2016 |
4.250% / $0 |
3.121% / $4,500 |
| Week of November 14,
2016 |
4.250% / $0 |
3.088% / $4,500 |
| Week of November 7,
2016 |
4.250% / $0 |
3.059% / $4,500 |
| Week of October 31,
2016 |
4.250% / $0 |
3.082% / $4,500 |
| Week of October 24,
2016 |
4.250% / $0 |
3.072% / $4,500 |
| Week of October 17,
2016 |
4.250% / $0 |
3.086% / $4,500 |
| Week of October 10,
2016 |
4.250% / $0 |
3.087% / $4,500 |
| Week of October 3. 2016 |
4.250% / $0 |
3.052% / $4,500 |
| Week of September 26,
2016 |
4.250% / $0 |
3.057% / $4,500 |
| Week of September 19,
2016 |
4.250% / $0 |
3.045% / $4,500 |
| Week of September 12,
2016 |
4.250% / $0 |
3.057% / $4,500 |
| Week of September 6,
2016 |
4.250% / $0 |
3.062% / $4,500 |
| Week of August 30, 2016 |
4.250% / $0 |
3.037% / $4,500 |
| Week of August 23, 2016 |
4.250% / $0 |
3.023% / $4,500 |
| Week of August 16, 2016 |
4.250% / $0 |
3.026% / $4,500 |
| Week of August 9, 2016 |
4.240% / $0 |
2.504% / $3,000 |
| Week of
August 2, 2016 |
4.500% /
$0 |
2.932% / $4,500 |
1 The following lenders report their interest rates and origination fees to
www.mtgprofessor.com:
All Reverse, Signet Mortgage, First Bank, Retire
Secure, The Federal Savings Bank, Goldwater Bank,
Bank of England, Longbridge Financial.
Rates quoted are the lowest rate reported, together
with the origination fee for that rate.
